Indonesia Travel Covid Insurance is an insurance product that covers all medical expenses, hospital treatment, and loss of life caused by Covid19. Indonesia Travel Covid Insurance, is available for short-terms foreign visitors travelling to Indonesia as required by The Government established by The Immigration and Checkpoint Authority of Indonesia.
Insurance Membership
Eligibility : Any person age between 0 y.o up to 99 y.o (last birthday)
This insurance policy is only for Indonesia inbound travelers and applied only for foreigners (not eligible for Indonesia nationals)
This insurance policy must be purchased prior to travelling to Indonesia
Only one policy is allowed for one insured person
Renewal (foreigner only) : The policy must be renewed before expiry date
This policy applied for 30 days since arrival date to Indonesia
Product Benefit
Room Fee per Treatment
According to Hospital Bills, Maximum according to the duration of treatment
Health services for Independent Isolation at hotels/places that are referred to for Covid-19 services by the Insurer with a maximum limit according to the maximum limit per Insured Period.ICU fee per treatmentAccording to Hospital Bills, Maximum according to the duration of treatment
ICU fee per treatment
According to Hospital Bills, Maximum according to the duration of treatment
Cost of Various Treatments (X-Ray drugs, Lab) per Treatment
According to Hospital Bills, Maximum according to the duration of treatment
Self Isolation per treatment
Maximum Benefit according to duration of treatment
The billing for the self-isolation package is submitted from the network Hospital to the Leader
The service package system at the facilities that have collaborated with the Hospital / Leader network provider includes doctor fees, drugs and other costs including accommodation, meals and other costs
Maximum Benefit according to duration of treatment. As long as there is confirmation from the Referral Hospital/Provider due to full availability, the Referral Hospital/Provider can inform if the service is carried out at a facility that has collaborated with the Leader Network Provider/Hospital
The billing for the self-isolation package is submitted from the network Hospital to the Leader.
Compensation for Death Due to Illness (Covid-19)
Amount of Compensation for Death Due to Illness The difference between the Maximum Annual Limit and the Guaranteed Health Service Fee
Compensation includes the cost of burial (funeral) of the body
Close Contact Benefit
Self isolation/treatment due to close contact
Maximum according to treatment duration (for max 5 days or according to Government regulation)
Maximum IDR 10.000.000
Sum Insured
Maximum Sum Insured IDR 500,000,000.00
Premium
Insurance Premium IDR 500,000.00
Exclusions
All conditions (including a disease or condition) that existed prior to acceptance of insurance participation (pre-existing conditions) including Covid-19
Traditional/alternative treatment and/or health services that have not been recognized by the Ministry of Health and/or official institutions recognized by the Government
Treatment and/or health services that are not related to Covid-19 disease guaranteed by the Insurer
Indonesia Travel Covid Insurance is a joint Insurance product under JAGAWISATA consortium. PT Asuransi Jiwa Inhealth Indonesia and Consortium member joint Insurance Product Indonesia Travel Covid Insurance have been registered and supervised by Indonesia Financial Service Authority (OJK).